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Our Services

The Insurance marketplace is complex. Who do you trust to protect your interests? Who will be there when you need them most?

Medicare Advantage, Supplements and Rx Plans

 Funeral/Final Expense Insurance

 Lump Sum Cancer, Heart Attack and Stroke Policies

 Whole Life and Term Life Insurance

 Hospital Indemnity Plan

​• Dental and Vision Insurance


 Auto, Home, Renters, and Business Insurance

 Notary Public Services


Medicare Advantage, Supplements and Rx Plans

A Medicare Advantage Plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide Part A & B benefits. MA Plans must cover all the services Original Medicare covers except hospice care. Original Medicare covers hospice even if your in a MA Plan.

Medicare Advantage Plans may offer extra coverage like vision, hearing, dental and/or health and wellness programs. Most include Medicare prescription drug coverage (Part D).

In addition to your Part B premium, you may also pay a monthly premium for your Medicare Advantage Plan. Each Medicare Prescription Drug Plan has its own list of covered drugs (called a formulary). Many Medicare Prescription Drug Plan Medicare Prescription Drug Plans place drugs into different “tiers” on their formularies. Drugs in each tier have a different cost.

What is Medicare Supplement Insurance?

Medicare Supplement (Medigap) insurance can help pay some of the health care costs that original Medicare does not cover, like copayments, coinsurance, and deductibles.

A Medigap policy is different from a Medicare Advantage Plan. Those plans are ways to get Medicare benefits, while a Medigap policy only supplements your Original Medicare Benefits.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact or 1-800-MEDICARE to get information on all your options.

Let’s have a Medicare Insurance and Rx plan talk today.

Funeral/Final Expense Insurance

At a time of grief, being able to afford a funeral for a loved can offer families a small window of peace of mind. Our whole life policy provides you with a chosen amount of coverage to help pay funeral and final expenses. Some policies come with an Accelerated Death Benefit Rider for an additional premium.

Policy Features:

  • Benefits from $5,000 to $25,000
  • Designed to be issued quickly with simplified underwriting
  • Coverage may begin immediately
  • Rates never increase and benefits never decrease for the life of the policy
  • Our application is fast and easy to complete

Guaranteed Life Insurance

Your acceptance—regardless of your health—is guaranteed!

In the event of your death, Guaranteed Whole Life Insurance, is an easy way to help protect your loved ones. The only requirement for obtaining our Guaranteed Life Whole Life Policy, with benefits between $5,000 to $20,000 in guaranteed coverage, is that you are between 50 and 80 years old.

That’s it! There are no medical exams, no health questions, no waiting for test results.

Let’s have a Funeral Insurance talk today.

Lump Sum Cancer, Heart Attack and Stroke Policies

Navigating the options available for insurance plans can be an overwhelming task, especially when you or a loved one is ill. Cancer, Heart Attack and Stroke coverage is designed to fill the gaps in traditional health plans to provide you with more complete protection against the costs of living with cancer or suffering a heart attack or stroke.

While many positive steps have been made in cancer research, cancer treatments can be very expensive. Do you have the funds to pay for the hospital expenses, treatments and prescriptions should you be diagnosed with cancer?

The policy can provide coverage for persons 40 years of age and older with a cash benefit paid directly to you to cover expenses associated with:

  • The policy will pay a lump sum benefit paid directly to you upon diagnosis of cancer, heart attack or stroke.
  • Cancer, or heart attack and stroke policies are sold separately.
  • Benefit amounts from $10,000 to $75,000 (in increments of $5,000), with recurrence benefits.

Let’s have a cancer, heart attack and stroke coverage talk today.

Whole Life and Term Life Insurance

People buy life insurance to protect their beneficiaries and create financial stability after their death. It’s function is to assist beneficiaries financially after the policy owner passes away. In short, life insurance policy provides security to your family, protects your home investment and assists with estate planning.

What is the best type of Life Insurance?

With so many types of life insurance available in the market today, it can be difficult to determine which is the best one for you. With that in mind, the “best” policy you can purchase is about finding the right type of coverage for your specific needs. You want to ensure loved ones are provided for financially should you die unexpectedly. 

What is Whole Life Insurance?

Whole Life Insurance is a type of permanent Life Insurance. Unlike a Term Life policy, which provides protection for a period of time, Whole Life Insurance provides coverage for life. As long as premiums are paid, your loved ones are guaranteed to receive a death benefit. It also contains a growing cash value that’s available to help you cover unexpected costs. With Whole Life Insurance, your premiums remain the same throughout your lifetime. You should also expect to pay a higher premium than you would for a Term Life policy.

Term Life Insurance

Term Life Insurance pays a benefit in the event of the death of the insured during a specified period of time. If you’re just starting a family, or just purchased a home, a rising priority for you may be the prospect of providing for your loved ones in the event of an untimely death. Needs such as paying off a mortgage or taking care of other debts, term life insurance is a great option. It is generally the most affordable type of life insurance and provides pure death benefit protection and a fixed death benefit payout if you pass away within the term of the contract.

And if you don’t like the idea of paying premiums for something you may never have to use, consider return-of-premium-type products where you typically get back the premiums you pay if you outlive the term.

Let’s have a Whole Life and Term Life Insurance talk today. 

Hospital Indemnity Plan

Today more than ever, quality health care has become an absolute necessity. Without it, illness can mean financial disaster. The truth is, even the best health insurance plans have out-of-pocket expenses. Expenses such as deductibles, copayments and coverage limits can quickly add up. A Hospital Indemnity Plan is designed to supplement your current health insurance plan. It is designed to fill some of the copays, deductibles or coverage gaps you would be responsible for should you need care.

The policy can provide coverage for persons 40 years of age and older with a cash benefit paid directly to you to cover expenses associated with:

  • Hospital confinement
  • Ambulance benefit
  • Skilled nursing facility confinement

Let’s have a Hospital Indemnity plan talk today. 

Dental and Vision Insurance

Enjoy a Large Network of Provider Savings

Easy – No claim forms to submit with an in-network provider

Guaranteed Acceptance – Instant approval

Get a policy today!


What is an ‘Annuity’?

An annuity is a contractual financial product sold by financial institutions that is designed to accept and grow funds from an individual and then, upon annuitization, pay out a stream of payments to the individual at a later point in time. The period of time when an annuity is being funded and before payouts begin is referred to as the accumulation phase. Once payments commence, the contract is in the annuitization phase.

Overview of Annuities

Annuities were designed as a means of securing a steady cash flow for an individual during their retirement years and to alleviate fears of longevity risk, or outliving one’s assets.

Annuities can also be created to turn a substantial lump sum into a steady cash flow, such as for winners of large cash settlements from a lawsuit or from winning the lottery.

Annuities can be structured according to a wide array of details and factors, such as the duration of time that payments from the annuity can be guaranteed to continue. Annuities can be created so that, upon annuitization, payments will continue so long as either the annuitant or their spouse (if survivorship benefit is elected) is alive. Alternatively, annuities can be structured to pay out funds for a fixed amount of time, such as 20 years, regardless of how long the annuitant lives. Furthermore, annuities can begin immediately upon deposit of a lump sum, or they can be structured as deferred benefits.

Let’s have an Annuities talk today. 

Auto, Home, Renters and Business Insurance

We provide the most reliable home, auto or business tailored to you or your business unique needs.

Prestige Insurance Group partners with leading auto, home, renters and commercial property & casualty insurers. We are highly trained, experienced and, committed to you. Your customer service is our number one priority!

Let’s have an Auto, Home, Renters & Business Insurance talk today. 

Notary Public Services

We offer Notary Public Services to the public. For our clients it's a Free service.

A Notary can officiate over and administer oaths, affirmations and offer legal advice and services. A Justice of the Peace can't do any of these tasks. 

The types of services that a Notary Public can perform include: Taking declarations and legal affirmations including affidavits.

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